DISCLAIMER

sfnewsletter is not intended to be the deciding factor in your decisions regarding your real estate endeavors. You are encouraged to perform due diligence with any real estate purchases you make. We do not guarantee that future real estate market performance (of any example, real or hypothetical) will equal the past performance.

sfnewsletter cannot, nor claims to be able to predict the future or know exactly what the real estate market is going to do. We do not possess a crystal ball, nor know how to use one. We do not take responsibility for any market fluctuations, nor do we take responsiblility for pointing out such fluctuations or failing to point out such fluctuations. sfnewsletter does not suggest you base your real estate decisions solely on information contained in this newsletter or on our website.

sfnewsletter is merely an attempt at summarizing the current real estate market conditions locally, specifically in San Francisco, as well as provide some insight as to real estate markets globally.

You are advised to consult with your Real Estate Professional to attain specific details about information or statements contained in this newsletter, information or statements contained in our "Reports", information or statements about specific properties, and most importantly information or statements regarding the real estate market.

You are also encouraged to contact us, should you have any questions regarding information or statements contained in this newsletter or on our web site, www.sfnewsletter.com.

we provide you with raw sales data in order that you may make more educated real estate decisions entirely on your own accord, separate from any agent, staff, or writer of sfnewsletter.

By reading sfnewsletter you agree to take total and complete responsibility for your real estate decisions and actions. You agree to indemnify and hold harmless sfnewsletter, its affiliates, agents, writers, staff, and principles for any real estate decisions, transactions, investments, developments, or actions you make. You further agree to indemnify and hold harmless the San Francisco Association of Realtors (MLS) for any information contained on sfnewsletter "Reports".

The information contained in this newsletter, as well as the information contained on sfnewsletter.com, including "New On Market", and "Sold" reports is deemed reliable but not guaranteed. "Reports" and the "Maximum Overbid of the Week" are based on information obtained from the San Francisco Association of REALTORS (SFAR) (MLS) for the period listed on the web pages. All information attained from SFAR MLS is deemed reliable, but not guaranteed.

Content on sfnewsletter and sfnewsletter.com is intended for the personal noncommercial use of readers of our newsletter and visitors to our site. sfnewsletter may not be reproduced, redistributed retransmitted or otherwise disseminated without the express written permission of sfnewsletter and the respective copyright owners.

sfnewsletter is written primarily by Alexander Clark, a licensed Realtor in the State of California, city of San Francisco. You will see sfnewsletter is separated into two columns. The right column is content (usually an Introduction, Market Update, Maximum Overbid, Comparison Shopping, SFhotspots, Thoughts), which does not necessarily represent the ideas or opinions of the person sending you sfnewsletter, written primarily by Alexander Clark and the staff of sfnewsletter. The left column (picture, contact information, logo, preferred vendor, my comments) is content, which does not represent the ideas or opinions of sfnewsletter, written by the person sending you sfnewsletter. sfnewsletter cannot, and will not warrant the accuracy or intent of any statements or representations made in the left hand column. Under some circumstances we may require some additional financial information. We use your financial information, including credit card information to verify the accuracy of your name, address, and other information, as well as to bill you for your use of our services.

*If a property was sold this week, it may not appear in this week's "sold" report. If you cannot find a specific property, or you have questions about a property listed, we encourage you to contact your Realtor or Mortgage Professional who is sending you sfnewsletter.

**Maximum Overbid of the Week(TM) is based on information collected from the most recent weeks'sales activity that has been entered into MLS. A higher overbid may exist, but was not chosen. The Overbid is primarily chosen based on the highest percentage paid between asking and sold price, not the highest dollar amount difference. Overbids may largely be a result of properties that have been under-priced by the listing agent. sfnewsletter is only reporting the facts, based on numbers and percentages. sfnewsletter attaches "reports" for you, the reader, to be able to see if the overbid property sold at a level that is consinstent with its neighbors or similar properties. If you have questions about an overbid, we encourage you to contact your Real Estate Professional for more details. The Maximum Overbid of the Week (TM) is intended for entertainment value only.

sfnewsletter has been sent to you because you have agreed to receive sfnewsletter either from sfnewsletter or a Real Estate Professional affiliated with sfnewsletter.If you have received this newsletter in error, please contact us immediately at abuse@sfnewsletter.com.

sfnewsletter strictly adheres to the laws set forth in the Federal Trade Commission CAN-SPAM Act of 2003. To learn more about this Act, please click here . The person sending you sfnewsletter is only allowed to send sfnewsletter with "reports" to "bona fide" buyers/sellers.

If you would like to search MLS on your own, please visit www.sfarmls.com.

By reading or sending sfnewsletter you agree to indemnify and hold harmless, sfnewsletter, sfnewsletter.com, and the staff of sfnewsletter for any statements or representations made in sfnewsletter.

To comment or advertise on sfnewsletter, please email info@sfnewsletter.com. Copyright 2004-2007 sfnewsletter(TM), www.sfnewsletter.com . All rights reserved. sfnewsletter, its website www.sfnewsletter.com, "reports", or parts thereof may not be reproduced in any form without express written permission from sfnewsletter or its authorized agent.